PayGate.to
Gold TierNo KYCPayGate.to is a zero-registration crypto payment gateway. No account creation, no KYC — just provide your USDC Polygon wallet address and start accepting payments. Full white-label capabilities let you brand the checkout as your own and set custom pricing. Non-custodial with direct wallet payouts.
Last verified March 24, 2026
Fees
Transaction Fee1.5% + network fees
Setup FeeFree
Monthly FeeFree
Features
Subscriptions
Invoicing
POS Terminal
API Access
White Label
Mass Payouts
Fiat Settlement
Non-Custodial
Details
Supported CryptoBTC, ETH, USDT, USDC, SOL, LTC, XMR, DOGE
ChainsEthereum, BSC, Tron, Solana, Polygon
PluginsWooCommerce, WHMCS
Open Source
Self-Hosted
Pros
- Zero registration required — no account needed
- Full white-label solution — brand as your own
- No KYC for merchants or customers
- Set your own pricing/markup
- Privacy-focused Monero (XMR) support
Cons
- No subscription billing
- No mass payouts
- Forwarding model: each payment passes through an address you don't control
- Limited plugin support (WooCommerce, WHMCS)
- Smaller crypto selection (~20 coins)
- No fiat settlement
- Less established than competitors
Best For
Privacy-focused merchants wanting a white-label gateway that pays out to their own wallet, with zero registration
Affiliate Program
CommissionWhite-label
TypeSet your own markup
PayoutUSDC (Polygon)
White-label the entire gateway and add your own markup on top. USDC payouts to your Polygon wallet.
How PayGate.to Compares
| Feature | PayGate.to | NOWPayments | Plisio |
|---|---|---|---|
| Tier | Gold | Gold | Gold |
| KYC Level | No KYC | Minimal KYC | Minimal KYC |
| Transaction Fee | 1.5% + network fees | 0.5%–1% | 0.5% |
| Monthly Fee | Free | Free (Business plan available) | Free |
| Supported Crypto | BTC, ETH, USDT, USDC, SOL +3 | BTC, ETH, USDT, USDC, LTC +5 | BTC, ETH, USDT, USDC, LTC +5 |
| Chains | Ethereum, BSC, Tron, Solana +1 | Ethereum, BSC, Tron, Solana +3 | Ethereum, BSC, Tron, Litecoin +1 |
| Subscriptions | |||
| Invoicing | |||
| POS Terminal | |||
| API | |||
| Plugins | WooCommerce, WHMCS | WooCommerce, Shopify, Magento, PrestaShop, WHMCS, OpenCart, Zen Cart | WooCommerce, Shopify, Magento, PrestaShop, OpenCart, WHMCS |
| White Label | |||
| Mass Payouts | |||
| Fiat Settlement | |||
| Non-Custodial | |||
| Open Source | |||
| Affiliate Program | White-label Set your own markup | 25% Per transaction, 5-year lifetime | 25% Revenue share |
| Action |