Review

Trybit (formerly CryptoCloud) Review: Fees, KYC and Custody

Trybit, formerly CryptoCloud, charges 1.9% per payment (custom from 0.4%), holds funds in a custodial balance and reviews every project.

Kevin RichardsUpdated October 6, 202615 min read

Key Takeaways

CryptoCloud is now Trybit. The rebrand was announced on 3 June 2026, and Trybit says accounts, projects and payment history carried over unchanged.
The standard fee is 1.9% per payment, not 0.4%. "From 0.4%" is a negotiated rate for high turnover. Customer transfers on Tron add a fixed $1.40.
Custodial, crypto only: payments land in your Trybit balance. Withdrawals cost only the network fee ($10 minimum), and there is no bank settlement.
No ID to start, but not "no KYC": every website or bot is reviewed by hand, and the Terms let Trybit ask for ID and ownership documents later.
Strong payout tools (mass payouts, auto-withdrawal, auto-conversion, white label, static wallets) across 18 currencies. No Monero, subscriptions or Shopify plugin.
Check your country first: the help centre says no restrictions; the Terms list the US, Canada, the UK, the EU and others.

Last checked: 6 October 2026. We re-read Trybit's pricing and product pages, Terms of Use, Privacy Policy, help centre articles on fees, limits, onboarding, withdrawals, payouts, refunds and AML screening, its developer docs index, its June to September 2026 update posts and its WordPress.org plugin listing. We did not open a merchant account or send a payment, so nothing here is a first-hand checkout or payout result. This review replaces an earlier version that listed a flat 0.4% fee, no KYC, Monero support and a 30% affiliate rate. None of those is correct today.

Affiliate disclosure: Payyd earns a commission if you sign up to Trybit through some links on this page. That does not change the fees, limits or caveats reported here.

Trybit at a Glance

Trybit is a hosted crypto payment gateway for online businesses. You create an invoice through the API, a plugin, an HTML widget or a payment link. The customer pays in crypto, and the money is credited to your Trybit balance, where you can withdraw it, convert it or pay it out. Trybit handles crypto only: no card payments and no payouts to bank accounts.

Standard fee	1.9% of each incoming payment
Custom fee	From 0.4% for high turnover; threshold not published
Setup / monthly	Free / none
Withdrawals	0% Trybit fee plus network fee; $10 minimum
Custody	Custodial balance
KYC	No ID to start; manual review of each project (up to 24 hours)
Currencies	18 currencies on 10 networks
Settlement	Crypto only; no fiat or bank withdrawals
Subscriptions	Not offered
Legal entity	Not named in the Terms or Privacy Policy

What the rebrand changed. Trybit's 3 June announcement says users needed no new account and no new project setup. The dashboard moved to app.trybit.com. API users are advised to switch to the trybit.com domain, though the old one still works for now. WooCommerce stores get a new plugin, added to WordPress.org on 29 September 2026. It replaces the old one, and the old notification URL keeps working. On 6 October it showed fewer than 10 active installations.

Who is behind it. Trybit claims 5+ years in operation, more than $150M processed, 100,000+ transactions a month and 99.9% uptime over 12 months. Those are its own figures. We could not verify them and found no public status page. Neither the Terms nor the Privacy Policy names the company or where it is registered, and the Terms are governed by "the principles of international law". If you need a named counterparty, ask before you sign up.

Fees and What You Actually Pay

Trybit earns its money from a fee on incoming payments: 1.9% on the Basic plan. The Custom plan starts "from 0.4%" for "large businesses with high turnover" and adds a dedicated manager and priority support. Trybit does not publish the turnover needed; its help centre says those terms are agreed in the support chat. Treat 0.4% as a starting point for negotiation, not a price.

Charge	Amount	When it applies
Service fee (Basic)	1.9%	Every incoming payment
Service fee (Custom)	From 0.4%	Negotiated for high turnover, with a dedicated manager
Transfer fee	$1.40 on Tron; dynamic on Ethereum	Customer pays by transfer to an address on those networks. Not charged for Web3 wallet or WalletConnect payments
Withdrawal	0% + network fee	$10 minimum
Auto-conversion	No Trybit fee; network fee to the exchange partner	$10 minimum per conversion

In each project's settings you choose who pays the service and transfer fees: added on top of the invoice (the customer) or deducted from what you receive (you). The choice sets the minimum invoice, which is $0.10 if the customer pays and $2 if you do. There is no maximum. The customer always covers the blockchain fee for sending the payment.

A worked example

This is our arithmetic on Trybit's published rates, with you absorbing the fees. Trybit does not say exactly how the two fees combine, so the figures are approximate:

$100 in USDT sent to a Tron address: $1.90 plus $1.40, so you receive about $96.70 (about 3.3%).
The same $100 via a Web3 wallet, WalletConnect or USDT on BNB Smart Chain: no transfer fee, so about $98.10.
$20 in USDT to a Tron address: $0.38 plus $1.40, close to 9% of the order.

For small orders the transfer fee matters more than the percentage. Since Trybit's August 2026 checkout update, the default option is USDT on BNB Smart Chain, which carries no transfer fee. You can also put cheaper networks first in the payment page builder. Section 10 of the Terms lets Trybit change fees at any time, effective on publication. To compare 1.9% with other gateways, see our fee comparison or the cheapest gateways shortlist.

Custody: Where Your Money Sits

Trybit's help centre is explicit: every payment "first arrives in the Trybit system", and it cannot go straight to your own wallet. Withdrawal is a separate request. Trybit says funds sit in cold wallets and can be withdrawn "immediately after the payment is confirmed on the network, with no reserves or freezes". The Terms call Trybit "a technical service provider, not a custodian", but until you withdraw, the money is in a balance Trybit controls. We therefore treat it as custodial. If you want payments to reach your own wallet, see our non-custodial shortlist.

That matters because of what the Terms allow. Section 8 lets Trybit "refuse, delay, freeze, block, or cancel" transactions it considers suspicious. Section 15 lets it suspend or terminate an account "at any time with or without cause". Regular withdrawals, by hand or with an auto-withdrawal rule, keep less money exposed. Three more points:

AML screening: every incoming payment is screened before it is credited, and the screening cannot be switched off. Trybit says flagged payments are not credited and the funds go back to the sender.
Refunds are yours to send. Trybit does not refund customers. You pay them from your own wallet. Trybit only handles "technical" refunds for wrong-network or missing-memo payments: at least $10, network fee charged, up to 7 business days and not guaranteed. See our refunds guide.
Email is the only recovery route. Trybit says support cannot restore an account if you permanently lose access to your login email. 2FA is required for withdrawals, and withdrawals go only to saved, confirmed addresses.

KYC and Onboarding

You open an account with an email and password, or a Google sign-in. The help centre says identity verification "is not a mandatory requirement" and "it's enough to be an individual, regardless of citizenship". You do not upload a passport or company documents to get started.

Taking real payments is a separate step. Each payment point is a project: a website, a Telegram bot or a donations page (donations only, never sales). Each project starts in test mode. You describe the business and expected turnover, then verify the domain with a DNS record, meta tag or HTML file (or verify a bot through BotFather). Next you integrate, run a test payment through your checkout and submit for a review that takes up to 24 hours. The domain cannot be changed afterwards.

The review requires a site on its own domain with paid hosting, not a free subdomain. It must have no redirects, real products with prices, working contacts, a privacy policy, terms of service, and payment and refund terms. Trybit "may decline to connect a project at its own discretion". Banned lines of business include weapons, narcotics, malware, card data, phishing, pyramid schemes, darknet markets and money laundering. Trybit's own solutions pages list gaming, gambling and adult platforms among the businesses it serves.

Section 8 of the Terms also reserves the right to request "identity verification, source of funds, source of wealth, corporate, beneficial ownership" documents, and the Privacy Policy lists identity documents among the data Trybit may collect. "No KYC" describes sign-up, not the life of the account, so our Trybit profile rates it as minimal KYC. For alternatives, see the no-KYC shortlist and our no-KYC gateways guide.

The Country Question

Trybit gives two answers that contradict each other:

Help centre: "Trybit operates worldwide without country restrictions — a project from any country can connect and accept payments."
Terms of Use, section 8 (updated 21 April 2026): Trybit "may restrict or prohibit access" for "residents, nationals, companies, or beneficial owners connected with" a list. The list includes the United States, Canada, the United Kingdom, all EU member states, Switzerland, Japan, Singapore, Australia, New Zealand, Ukraine, Belarus and Russia, plus sanctioned and FATF-listed jurisdictions. Using a VPN to hide your location is banned.

The Terms are the contract. If you, your company or its owners are connected with a listed country, get written confirmation from Trybit before you integrate, and keep it. Alternatives are covered in our guides for the US and Europe.

Currencies and Networks

Trybit advertises "40+ currencies and networks". Its published list has 18 currencies across 10 networks.

Currency	Networks
BTC / LTC	Bitcoin / Litecoin
ETH	Ethereum, Base, Arbitrum, Optimism
TRX / TON / BNB / SOL	Tron / TON / BNB Smart Chain / Solana
USDT	Tron, BNB Smart Chain, TON, Ethereum, Arbitrum, Optimism, Solana
USDC	BNB Smart Chain, Ethereum, Base, Arbitrum, Optimism, Solana
DAI	BNB Smart Chain, Ethereum, Base, Arbitrum, Optimism
PYUSD / USDD / XAUT	Ethereum, Solana / Tron / Ethereum, TON
ARB / OP	Arbitrum / Optimism
SHIB / PEPE / TRUMP	Ethereum (help centre also lists BNB Smart Chain for SHIB) / Ethereum, BNB Smart Chain / Solana

There is no Monero, Dogecoin, XRP, Bitcoin Cash, Polygon or Lightning. For privacy coins, see our Monero guide. For coverage across gateways, see supported currencies compared.

Network	Confirmation time (Trybit's figures)
Ethereum, Tron, BNB Smart Chain, TON, Solana, Base, Arbitrum, Optimism	30 seconds to 5 minutes
Litecoin	2 to 10 minutes
Bitcoin	10 minutes to several hours

The exchange rate is locked when the invoice is created. If an invoice expires before the payment confirms, it is not credited automatically and you must contact support. Bitcoin, at 10 minutes to several hours, is the slowest network on the list. Underpaid invoices can be topped up, confirmed by hand or auto-confirmed within a tolerance you set. At checkout, customers can pay by address and QR code, browser wallets (Trybit names MetaMask, Trust Wallet, TronLink and Phantom) or WalletConnect, in more than 20 languages.

Integrations and Plugins

API: invoices, balances, statistics, withdrawals, static wallets and payment notifications (postbacks). Documentation is at docs.trybit.com.
Host2Host (white label): the API returns an address, network and exact amount, which you show in your own checkout, so Trybit's brand never appears. Each address is valid for one invoice in one predefined currency. Trybit's pricing page includes White Label in the standard fee.
HTML widget: a button or form you paste into any site. No developer needed.
CMS plugins: WooCommerce, OpenCart, PrestaShop, WHMCS, Drupal, XenForo 2, Tilda and GetCourse.
Dashboard invoices: set the amount in a fiat currency and send it as a link or QR code.

The WooCommerce plugin (version 1.0.0) needs WordPress 6.8+ and PHP 7.4+. It supports the Cart and Checkout blocks and redirects customers to Trybit's hosted payment page. Invoices expire after 24 hours by default. We checked only this plugin on a third-party directory. The other seven are documented on Trybit's own site. See also our WooCommerce shortlist.

Trybit documents no Shopify app; see our Shopify crypto guide. Telegram bots connect through the API as their own project type. The dashboard supports unlimited projects, team access with per-section permissions, and notifications by email and Telegram.

Withdrawals, Payouts and Conversion

Trybit's payout and treasury tools are its strongest area:

Withdrawals go to saved, confirmed addresses. Trybit says they usually take up to 5 minutes, rarely up to an hour.
Auto-withdrawal triggers when a balance threshold is reached or on a daily, weekly or monthly schedule. You can set one rule per currency, protected by 2FA.
Mass payouts work by CSV or TXT upload (up to 5 MB, error-checked before sending) or through the API with a separate payout key. API requests must be at least 12 seconds apart and can go to unsaved addresses. See our mass payouts shortlist.
Auto-conversion converts each incoming payment in a chosen currency, for example BTC to USDT on Tron. It runs through partner exchanges (FixedFloat, ChangeNow, LetsExchange and Exolix) at the rate at the time of conversion. Payments under $10 are not converted.
Manual exchange offers more than 1,500 pairs. Trybit says it usually takes 2 to 20 minutes, with a $10 minimum.
Static wallets give each of your users a permanent deposit address. Anything sent to it is credited automatically, net of fees, which suits gaming and prepaid balances. They are not available on TON.
The POS terminal is a payment link you open on a phone or tablet. You enter the amount and the customer scans a QR code. See our crypto POS guide.

All of this stays in crypto: Trybit "does not withdraw funds to a bank account in fiat". To get money into a bank, sell through an exchange yourself or use a gateway from our fiat settlement shortlist.

How Trybit Compares

We picked three gateways that answer the usual reasons to look past Trybit: a similar custodial setup, self-custody and fiat settlement. The figures come from our gateway profiles, checked against each provider's own pages on 6 October 2026.

	Trybit	PassimPay	BlockBee	Confirmo
Standard fee	1.9% (custom from 0.4%)	3.5% (negotiable from 0.5%)	1%; 0.25% only from $25M in 30-day volume	0.8%
Custody	Custodial	Custodial	Non-custodial (forwards to your wallets)	Custodial
Identity checks	No ID to start; project review	KYC for all; KYB for businesses	KYC above $1,000 volume	Full KYB; businesses only
Fiat settlement	No	SEPA euro for eligible businesses	No	Yes, to bank accounts
Subscriptions	No	No	Yes	Yes (stablecoins)

PassimPay is the closest in features: custodial, with an H2H API, mass payouts and auto-conversion to USDT or USDC (0.2% fee). Its default fee is 3.5%, every user passes KYC, and it is operated by a FINTRAC-registered money services business in Canada. Eligible businesses can withdraw euros by SEPA.
BlockBee forwards each payment to wallets you set, so it holds no merchant balance. It charges 1% as standard and supports subscriptions, but requires KYC once volume passes $1,000.
Confirmo charges 0.8%, settles to bank accounts in six currencies and offers stablecoin subscriptions. Its EU services are authorised by the Central Bank of Ireland, and it accepts verified businesses only.

Unlike PassimPay and Confirmo, Trybit asks for no ID at sign-up. Unlike BlockBee, it publishes no volume at which ID becomes mandatory. At the standard rate it costs more than BlockBee or Confirmo.

Who Trybit Suits

Trybit is a good fit for a business with a live website or Telegram bot, real products and clear policies that needs payouts as much as payments. That covers affiliate commissions, contractor payments, user withdrawals, white-label checkout and deposit addresses. It works best with enough volume to negotiate below 1.9% and a willingness to stay in crypto and stablecoins.

Look elsewhere if you:

Are a small merchant on the standard rate. 1.9%, plus $1.40 on Tron transfers, is expensive for small orders.
Need money in a bank account: try Confirmo.
Want self-custody: try BlockBee.
Bill on a recurring basis: see the subscription billing shortlist.
Need Monero, Dogecoin or XRP, or sell on Shopify.
Are connected with a country on the Terms' list and cannot get written confirmation that Trybit will accept you.
Have no live website (or only free hosting) and no Telegram bot. The review will reject you.

Pros, Cons and Verdict

Pros

No ID documents to open an account
No setup or monthly fees; 0% Trybit fee on withdrawals
Mass payouts, auto-withdrawal and auto-conversion
Host2Host white label, static wallets and a POS link
Eight CMS plugins; fees can be passed to the customer

Cons

1.9% standard fee, plus $1.40 on Tron transfers
Custodial; Terms allow freezes and termination without cause
Manual project review; ID can be requested later
Terms and help centre contradict each other on countries
No fiat settlement, subscriptions, Shopify or named legal entity

Bottom Line

Trybit is a capable custodial gateway whose strengths are on the payout side. It is not the cheap, no-questions-asked option it was once described as: the standard fee is 1.9%, every project is reviewed by hand, and the Terms reserve the right to ask for ID, restrict whole regions and freeze funds. It suits established online businesses with enough volume to negotiate the rate down that want to stay in crypto. Small merchants, anyone who needs bank settlement and anyone connected with a country named in the Terms should compare BlockBee, Confirmo or PassimPay first. Full specs are on our Trybit profile.

Visit Trybit →

Trybit's affiliate program pays 15% of the service fee from merchants you refer, on an ongoing basis. Its page does not say which currency rewards are paid in. Other programs are compared on our affiliate programs shortlist.

FAQ

What fees does Trybit charge?

1.9% of each incoming payment as standard, with custom rates from 0.4% for high-turnover projects. Customer transfers to a Tron address add a fixed $1.40 transfer fee, and Ethereum adds a variable one; Web3 wallet and WalletConnect payments do not. There are no setup or monthly fees, and withdrawals cost only the network fee, with a $10 minimum.

Does Trybit require KYC?

Not to sign up: an email is enough. But each website or Telegram bot must pass ownership verification and a manual review of up to 24 hours before it takes real payments, and the Terms of Use let Trybit request identity, source-of-funds and ownership documents at any time.

Is Trybit custodial?

In practice, yes. Every payment is credited to your Trybit balance first and cannot go straight to your own wallet; you withdraw as a separate step. The Terms call Trybit a technical service provider rather than a custodian, but it holds the funds until you withdraw.

Does Trybit support Monero?

No. Its list of 18 currencies covers BTC, ETH, LTC, TRX, TON, BNB, SOL, major stablecoins and a few tokens, with no Monero, Dogecoin or XRP.

Can I use Trybit from the US, UK or EU?

Trybit's own documents disagree. The help centre says there are no country restrictions, but the Terms of Use say Trybit may restrict users, companies or owners connected with the US, Canada, the UK, the EU and other listed countries. Get written confirmation from Trybit before you integrate.

Sources

Primary sources checked on 6 October 2026: